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Mortgage London

Why mortgage London?

Mortgage London’s expertise is in helping clients who live and work overseas navigate the UK mortgage market.

Our customers like the advice we offer, when they ask:

  • How will this work when I live and work overseas?

  • I’m paid in a foreign currency, is that an issue?

  • I have no UK credit history, is that an issue?

  • How much can I borrow?

  • How much deposit will I need?

We provide straight answers to all your questions. There is no obligation and no upfront fee.


Get in touch to speak to an expert who will answer all your questions. By the end of the meeting you will have a much clearer picture of the options available to you.


Below are just some of the banks we work with.

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Your information will be held in accordance with the General Data Protection Regulation. We will use the personal information to contact you to discuss your query and our services. We will not use the data you supply to us through this page for marketing purposes

Contact us on Whatsapp

We have now made easier than even to get intouch with us online via the addition of our Whatapp link.

Simply click the link below or the Whatsapp icon on the bottom of the screen to activate the Whatsapp facility. One of our representatives willl then get back to you ASAP

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Client Testimonials

5 Star Review Thanks to City Finance especially Justin Whitelock for facilitating my mortgage. Being an expat my case was not straight forward, however Justin guided the me through the process and made things very easy, responsive at all times! Thanks for all the help.

Martin Carnie

5 Star Review Justin Whitelock from City Finance Brokers gave first rate service and a really good deal for our mortgage. I cant speak highly enough of Justin and I highly recommend him.

Anthony Venus

5 Star Review Thank you, Justin, for making what I feared would be a stressful process into a simple and reassuring one. Getting a mortgage in the UK during the pandemic for someone living on the other side of the world was never going to be easy, but you made it so. It has truly been a pleasure to work with you.

Michael Dolamore

5 Star Review Justin came highly recommended to me, and correctly so as he was absolutely amazing from the get go. Went above and beyond to get me the best mortgage I could afford, and turned what could have been a stressful transaction in to a smooth one. He's extremely knowledgeable, had great communication, and was always happy to answer any queries I had, no matter how small. I can't not recommend him highly enough.

Anna Gruszecki

5 Star Review Well, what can I say, after a close friend accountant told us our refinance requirements was 'almost impossible' to achieve, due to age concerns being Ex-Pat and a few other negatives we almost gave up the gig. Then fortunately we discovered Justin on a Google search and that was our lucky day. After early knockbacks he never gave up trying and suggested niche' lenders, then came up trumps with a great company and removed much of the stress by easing us through the process ending with a successful outcome for all concerned. We would never hesitate to recommend Justin and Mortgage London. He plays a strait bat and scored sixes for us throughout the game. Keep up the good work Justin, your a star. We feel like we want to go out and buy some more property just for the pleasure of dealing with him. Good luck Justin you deserve it big time.

David Fellerman

5 Star Review I have re-mortgaged my Buy-to-Let property a few times now with Justin. He is always knowledgeable, helpful and efficient enabling the process to complete smoothly. I continue to recommend him without hesitation and he is currently providing exemplary support in guiding us through the funding for a complex home development project.

Beverley Jerome

5 Star Review Justin has helped us through two tricky mortgages, including a buy to let. As freelancers it's hard to find banks willing to lend but Justin successfully managed to secure an offer each time. We will definitely go to him in future and can't recommend him enough.

Laura Watkins

5 Star Review I have used Justin for a couple of transactions, and lots of snippets of advice in between. He takes a very practical approach, ensures he understands our underlying objectives, and comes up with various options accompanied by full explanations, pros & cons, and respective price/cost implications.

In particular, our first transaction with him was particularly tricky, with other brokers unable to get it across the line.

Justin took it on without any fuss, and made the whole thing seem simple and move smoothly. I see myself continuing to use his services for the foreseeable future. I just wish all brokers/advisers were this helpful and thorough.

ADAM DAVIES

5 Star Review I have found Justin Whitelock to be extremely professional and would not hesitate to recommend his services. Always available and helpful throughout the process. Very impressive!

JAMES MOYSES

5 Star Review I have known Justin Whitelock for two and a half years. During this time, he has arranged five mortgages for me and each time he went through with thorough diligence and advised me of alternatives. On each occasion, advice and actions were timely and I was offered best rates that suited me. He took away all the headache in arranging a mortgage and I have no hesitation in recommending him.

MAKARAND OAK

Mortgage London is a trading style of City Finance Brokers Limited which is authorised and regulated by the Financial Conduct Authority. Registered office address: Tower 42 Tower 42, 25 Old Broad Street, London, England, EC2N 1HN. Registered in England and Wales, Company number 09881116.Some types of buy to let mortgages may not be regulated by the Financial Conduct Authority. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.